@ninja6845: I understood Your post well.
I just saw that word -- Suzuki. It catched my eye as I am into motorcycles.
Here comes just my another alternative approach or view: what about 2-wheelers?
These car expenses are somewhat more than breathtaking if to compare to costs with motorcycle or moped and lucky that I am in need for a car just couple days in a year and then I also try to get away from it.
One my mutual friend says that "I rent out a room for guests only becouse this way I can have money for car as
I need every month 300 USD/EUR otherwise I could not afford a car".
Another thing... I have thought about getting a car too, but when I look in which troubles are my neighbours which are not only money related but also other nerve eating issues with cars, then I got a thought that I will stay with motorcycles, becouse my costs to motorcycles total is 1/10th compared to all the bills what my neighbour has to car, and we BOTH have the same needs and function -- to drive 60km in a day, and 99.9% of the time alone, no need to transport heavy objects.
I have no troubles as I drive all-round-year, also in extreme cold, well... nothing pops up in my mind as disturbing.
The only things which would protest against motorcycle ride would be delicate equipment like 6..8 octave keyboards. Girls would sit gladly even at the moped backseat even during wintertime when they are in love.
Biggest difference is still the free parking and other free benefits which are charged for car owners.
Whereas of course there are those who encourage me to drive a car too (guess who?
), I have been such a role model that some got thought to begin driving motorcycle too like me, atleast the warm season, just to spare money.
If I would be in a big city then I would consider also moped with pagageboxes for everyday transport for long trips, or "old 30km/h moped" (besides it is drivers licence free!) which is allowed to drive on the bicycle lanes which are virtually free even at rush hour but faster and more accessible than highway during rush-hour.
That way the travel would be cheapest and durable also compared to all means of the transport and aproximately 2..4 times cheaper compared to bus/train/metro depending on distance, and atleast 8 times cheaper compared to car.